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Woman empower for equality: Woman around the world are fighting for the right to live their lives on their own terms, without a constantly nagging patriarchal society pulling them down at every step they take. There is no dearth of pictures of these marches on social media. But what grabs one`s attention is the fact that, even in the year 2017, the idea of a "woman`s march", of women coming out of onto streets as an empowered, consolidated group is an unusual one. Because the "street", the "outside" is the man`s domain. So when a woman gets out on the street, she is committing a transgression, she is a deviation from the norm. There are multiple layers and nuances where women's rights are concerned and thus we see multiple shades of feminism. We com across terms like womanism because the formerly used terminology proves to be inadequate and needs to evolve. with the ever increasing complexities of the issue and the rise of misogynistic leaders, one needs to be sensitive to the issue. Only when the nuances of the problem are understood can it be tackled adequately. We need not have umbrella terms, or blanket policies but a comprehensive understanding of situations. Only when the intricacies are looked into can the issue be resolved. This is reproduced for the information of the public and create awareness among the members of sunderfriends. Regards. Sunder Thadani. 20170205.

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DigiEdu. Fee Free, Online, Anywhere, Anytime. Not For Profit. Mailto: sunderkt@gmail.com- https://sunderkt.wordpress.com, Mobile: +91 797 798 8099, +91 986 720 1030, and +91 996 721 9240. Location: Mumbai - Local base Global vision. Contact: Sunder Thadani, Managing Trustee. Sunder Foundation ------------------------------------------------------------. India: Bhim (Bharat Interface for Money). Government of India is looking at increasing usage of BHIM app by integrating it with Aadhaar for transaction in few weeks time. 38 crore people have already linked their bank accounts with Aadhaar and can receive payments directly from the UPI app without having to register first. Transactions where Aadhaar is listed as a payment ID on the BHIM app will not require any biometric authentication or prior registration with the bank or United Payment Interface (UPI). This will make it more mainstream single almost one-third of India already has Aadhaar numbers, which have been linked to their bank accounts. BHIM app for UPI, launched by Prime Minister Narendra Modi in December 2016 works on both feature as well as smartphones. Through Aadhaar, any person large service provider or independent ones such plumbers or carpenters, irrespective of whether they are on BHIM or not- can get payments for their services directly into their bank accounts if it is linked to Aadhaar. This is issued for public information and for the benefit of sunderfriends. Sunder Thadani. 20170117. sunderkt@gmail.com https://youtube.com/TheSunderkt +91 797 798 8099

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DigiEdu. Fee Free, Online, Anywhere, Anytime. Mailto: sunderkt@gmail.com- https://sunderkt.wordpress.com, Mobile: +91 797 798 8099, +91 986 720 1030, and +91 996 721 9240. Location: Mumbai - Local base Global vision. Contact: Sunder Thadani, Managing Trustee. Sunder Foundation AEPS (Aadhaar-Enabled payment system. 1. AEPS enables bank customers to access their Aadhaar-enable bank accounts through Aadhaar authentications. 2. Customers can find out their account balance, deposit and withdraw money, and transfer funds to other Aadhaar-linked bank accounts with the help of a business correspondents of any bank. 3. The only inputs required from a customer for a transaction to be carried out are the Aadhaar number and fingerprint captured during the enrolment. 4. AEPS will allow interoperability among different systems adopted by different banks in a safe and secured manner. 5. AEPS is aimed at empowering the marginalized and excluded segments to conduct financial transactions through micro ATMs deployed by banks in villages. If you like, you may forward this message on WhatsApp to your friends and enlighten them on cashless society. Sunder Thadani. 20161226.

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Subject: Single UPI Platform for all bank A single UPI platform is being developed for all banks as against the existing sytem of individual platform. the new payment method, mobile phones will be used as virtual debit cards and a customer will be able to send or receive money instantly along wih other features. It has been observed that more and more people have started using e-payment means including digital wallets for making payments for various transactions. There are about 4 40,00,00,000 smartphones while e-wallets have risen to 23,00,00,000. Sunder Thadani.20161205.

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Subject: Aadhaar number to replace PIN, password very soon India4u: Very soon, The Aadhaar number is all set to become an alternative for all online and card transactions which require password and PIN as the Unique Identification Authority of India (UIDAI) is developing a mobile app that can be used by shopkeepers, merchants or individuals for receiving payments. This move is part of the drive, anchored by Niti Aayog, to make India a cashless economy after the government scrapped high-value currency notes on November 08, 2016. The working of the system is simple. Online transaction can be executed between two people having bank accounts linked with Aadhaar by just feeding the 12 digit unique identification number in the mobile set equipped with the Aadhaar-enabled app which will be used for authenticating biometrics-fingerprints or eyes of person making payment. Aadhaar-enabled transactions are car-less and PIN-less. So folks wait and watch India as cashless society. Sunder Thadani. 20161202.

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Subject: Mumbai4u. Cashless - B.E.S.T (Local public bus transport system). The BEST is encouraging its 30 lakh bus commuters and 10.5 lakh electricity consumers to go in for "cashless" paymnets from December 10-- when it will launch a host of e-payment options, a mobile ticketing service, two mobile apps and a facility for credit card payments at some of its Point of Sale (PoS) outlets across the city. In the wake of demonetization and efforts taken by the government to promote digital transactions, this action is taken. Those who take the bus may download the Ridir, BEST bus ticketing app from Google playstore. step.1 Create a new wallet account step.2 In the bus, open app and specialty From (Origin) and to (Destination). The app will pair with handheld ticket issuing machine of the the conductor through Wifi and generate a actual fare. Once fare is displayed and you have chosen to pay it by clicking a key, app will generate token number. step.3 This number will be used by conductor to generate a ticket on-the-spot. The token number is confirmation you have bought the ticket; the the conductor will punch the number and print it for you. Hope you found the information useful. Kindly forward this to your friends to create awareness on "DigiEdu4all" Sunder Thadani. 20161202.

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Subject: Digital Dabbawalas (Mumbai`s lunch tiffin carriers).It is more than a decade since the world realised that Mumbai`s lunch-dabba system is an act of urban genius. Now the dabbawalas are also offering click-based services at your doorsteps. This is the most indigenous food delivery system in the world. The Forbes magazine gave the lunchbox delivery men a Six Sigma performance rating or a 99.999999 percent of precision, which means they make one error in 16 million deliveries! Since last 125 years, there has not been a single instance of a lunchbox that has been delivered to its destination. Around 5,000 dabbawalas travel over 60 to 70 kms daily to delivery over 2,00,000 lunchboxes across Mumbai. Sunder Thadani. 20161129.

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India is gradually switching to digital modes of financial transactions. It is now reaching the grassroots. You can call it New-Age Solutions. After demonetisation of currency notes of Rs. 1000, and Rs. 500, people are switching over to digital methods, and the transactions are reaching grassroots. Soon India will become cashless society as per P.M. Modi`s dream. India welcomes digital economy and cashless transactions! India has entered into a new zone where more and more people are considering the benefits of mobile apps and tablets; creating paperless banks; adopting digitalisation of processes and products. The technology is increasingly penetrating the bottom of the demographic pyramid and that promises a cashless future. There are may advantages of the change from cash to digital transaction. 1. It can help banks to improve their services and product offerings. 2. Provide 24/7 bank services and availability through mobile, PC, or kiosk branch. 3. Smart banking applications allows all transactions to be completed from the device of one's choice, from beginning to end. The fact that more and more Indians are today relying on artificial intelligence of digital banking and moving to cashless transactions. The message is reaching to the bottom of the demographic pyramid. Sunder Thadani. 20161129.

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Good News is that Goa is going to be 1st cashless state in India. One can buy even fish, meat, vegetables and other items of daily need at a press of a button on their mobiles. The vender will register his name with the bank and will get MI code. The customer just need to dial the designated number (*99#) punch in account details and the amount that needs to be transferred to the vender and enter the code to complete the transaction. https://digiedu4all4all.wordpress.com - Regards.Sunder Thadani.20161127.

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DigiEdu, a unit of Sunder Foundation for Fee Free Online Digital Education for all, Anytime, Anywhere. Mobilise Mobile Money Infrastructure Recent Currency ban by India for rs. 500 and Rs. 1000 currency notes -November 08, 2016. Get volunteers to educate rural Indians: Rural India is particularly hard hit by the scarcity of currency notes induced by the government`s demonetisation scheme. Most people transact almost exclusively in cash, bank branches are few and far between and newly minted notes ven their way to rural branches very slowly. People struggle to make payments, except when some unethical entrepreneurs offer to accept old notes at a discount of anything up to 30%. It is high time government to devise means to put to use the mobile payment infrastructure that the banking system has built up around the electronic backbone provided by the National Payment Corporation of India. Even without smartphones, people can send the money in their bank accounts,if they sign up for mobile banking, to other people with bank accounts, using a communication protocol called Unstructured Supplementary Service Data, which enables a t wo-say connection between the consumer`s phone and the telecom service provider's computers. About 50 banks are on this platform. The remitter must acquire a seven-digit Mobile Money Identifier (MMID) and a mobile Personal Identification Number. Some details on the payee are also needed, naturally: his phone number and MMID, his account and IFSC Code or just his Aadhaar number; Mobile wallets operated by telecom service providers, such as Airtel Money, can simplify matters further. And things will get even simpler when telcos that have obtained payment bank licences launch their operations. all hurdles in their path must be cleared. To get rural folk to use mobile banking will call for some extensive education. Necessity is a great teacher. That said, it would be useful if political parties and their associated youth and other organisations act as volunteers who guide people on the use of mobile banking. This will not remove all the strain arising from the disappearing of cash. But it would ease the pain for many. This issued for the public information for the members of sundercircle. Sunder Thadani. 20161122.

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DigiEdu4all Online, Fee Free, Anywhere, Anytime. Managing Trustee: Sunder Thadani, Sunder Foundation Mailto: sunderkt@gmail.com – https://sunderkt.wordpress.com Mobile: 079779 88099 Subject: Indian going cashless. Digital transaction via e-wallet on a PC or a smartphone promises quite a few benefits. You can pay your utilities and mobile phone bills, insurance premiums, book bus, movie and flight tickets, taxi rides and more without stopping out of your home or standing in a queue. In case you are short of funds, you can send an in-app request to friends and family. On the other hand, you can send money instantly to folk who are using the services. E-wallets work like prepaid cards, so you can use them for transactions without sharing your bank details every time. They are secure, easy to operate, and are widely accepted by most service providers and e-commerce websites. Offline merchants who support e-wallets also let you pay your bill by scanning a unique QR code with the phone`s camera. The app detects the recipient`s details and all you have to do is enter the amount to be paid. No exchange of plastic cards, or hard cash. You also get discounts and cash backs in return for usage of e-wallets. (These vary with service providers and may include caveats. For instant, a cash back offer may only be for the first time you pay a utility bill or a restaurant discount that is valid at certain outlets.) You can use e-wallets from multiple e-payment services; you do not have to maintain a maintenance fees (You may need to utilize more than one e-wallet to pay all your bills, depending on the tie-ups they have with different service providers. Finally, transactions are less cumbersome, your dependence on paper money is reduced, and you can monitor your spending. Kind Regards. This info. Is for the members of sundercircle.

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ref. website.in.techradar.com Subject: Future of smartphones: Every other day, a new smartphone gets launched with a extraordinary features, drawing the users to immersive experiences. Five features are mentioned below. Waterproofing- No more fear of accidentally dropping your phone in water. Biometric password- The time is near when one no longer needs to remember any alpha/numeric password. `ocular scanning` or `eye vein biometrics` is coming and will be enabled in phones. Foldable screens- Technologists have already got on building one. Voice control- Seamless voice control combined with gestures are anticipated to bring interactivity of smartphones among users. Taster OS- With the advent of Plethora of apps, the demand for faster and stronger operating system has raised. Nougat is being launched by Android. The best feature of this OS is the capability to prove virtual reality experiences, multi- window view access for apps, multi language settings, doze mode for saving battery when the phone is inactive and on move and many more. If you like it, kindly forward. Thanks. Sunder Thadani. 20161106.

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Neutral Wi-fi Infra to bridge Digital Divide: India at present has only 35,000 Wi-fi hotspot while in US, UK and France has million of them.The Wi-Fi provide cheaper alternative to installing fibre for connectivity. Neutral Wi-Fi architecture is required so that anyone, irrespective of internet service provider, will be able to latch onto any hotspot, and use the network and pay accordingly. This neutral Wi-Fi Network would avoid duplication of infrastructure. Government has suggested that BOOT model be adopted for its BharathNet strategy with active participation from entrepreneurs to operate, use and market the network, besides utilising cable TV infrastructure for speedier broadband penetration.If 100 million cable TV homes carry 10 Mbps or more bandwidth, then we can have a reliable broadband infrastructure. Satellite-base communication would facilitate digital connectivity in remote areas but policy implements were holding this back.Regards. Sunder Thadani. 20161031

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Neutral Wi-fi Infra to bridge Digital Divide: India at present has only 35,000 Wi-fi hotspot while in US, UK and France has million of them.The Wi-Fi provide cheaper alternative to installing fibre for connectivity. Neutral Wi-Fi architecture is required so that anyone, irrespective of internet service provider, will be able to latch onto any hotspot, and use the network and pay accordingly. This neutral Wi-Fi Network would avoid duplication of infrastructure. Government has suggested that BOOT model be adopted for its BharathNet strategy with active participation from entrepreneurs to operate, use and market the network, besides utilising cable TV infrastructure for speedier broadband penetration.If 100 million cable TV homes carry 10 Mbps or more bandwidth, then we can have a reliable broadband infrastructure. Satellite-base communication would facilitate digital connectivity in remote areas but policy implements were holding this back.Regards. Sunder Thadani. 20161031

sunderblogger.blogspot.digiedu4all

Neutral Wi-fi Infra to bridge Digital Divide: India at present has only 35,000 Wi-fi hotspot while in US, UK and France has million of them.The Wi-Fi provide cheaper alternative to installing fibre for connectivity. Neutral Wi-Fi architecture is required so that anyone, irrespective of internet service provider, will be able to latch onto any hotspot, and use the network and pay accordingly. This neutral Wi-Fi Network would avoid duplication of infrastructure. Government has suggested that BOOT model be adopted for its BharathNet strategy with active participation from entrepreneurs to operate, use and market the network, besides utilising cable TV infrastructure for speedier broadband penetration.If 100 million cable TV homes carry 10 Mbps or more bandwidth, then we can have a reliable broadband infrastructure. Satellite-base communication would facilitate digital connectivity in remote areas but policy implements were holding this back.Regards. Sunder Thadani. 20161031

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Digital India.20161011: Digital India is designed to make India digital empowered society. Digital India is more for the poor and the underprivileged. Under Digital India, Four things are being done- (1) creating digital infrastructure (2) creating digital delivery of services, (3) making India digitally informed society, and (4) promoting digital literacy and promoting digital related manufacturing. Keeping above in view, Sunder Foundation is forwarding a small step in this direction and hence the start of "DigiEdu" Fee Free for all, anytime, anywhere. Every one is most welcome to share his/her experience, with us and we shall appreciate attention, time and contribution. Regards. Sunder Thadani.

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GST Windfall
Logistics sector could see savings to the tune of $ 200 billion annually on implementation of goods
and services tax (GST), which will ensure faster movement of goods and less idle hours.

Contribution of the logistics sector to GDP = 14%

Annual loss at toll plazas due to delay extra fuel consumption according to survey= Rs. 1 lakh crore

The figure estimated by survey= Rs. 87,000 crore

Distance covered by trucks in India in a day = 280 km

Distance covered by trucks in USA = 800 km

Organized service providers could save – 30% to 50%

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Indian government is cracking the whip  on traffic voilators.
Motor Vehicle Amendment Bill 2016 is likely to be introduced in the ongoing Parliament session.
OFFENCE              Existing fine in Rs.          Proposed fine  in Rs.  
Drunken Driving.     2000                                 25000
Dangerous driving.  1000                                  5000
Overspeeding.           400                                   1000 for light and 2000 for medium vehicle.
Red light jumping     100                                   1000 and licence scraped for three months.
Driving, No licence   500                                   5000.
Driving, No permit   5000                                10000.
Overloading 2 wheel  100                                  2000 and licence scrapped for three months.
Hefty fines:
Juvenile Driving                                               25000 3 year jail for gaurdian.
Aggregators                                                      25000-100000 fine.
Not giving away to emergency vehicle            10000 fine.
Overloading of passengers                                 1000 per passenger.
Kind Regards!
Sunder T
20160804.
sunderkt@gmail.com   
https://sunderkt.wordpress.com
                                             

Indian Mindset

Indian Mindset: 20160726
Is there such a creature as an Indian? There may be, but you will never found it. An Indian pure and simple is rare as griffin or an Assyrian bull
How should it be otherwise? The Indian is not a person, but a patchwork. Indeed, he reminds you of Ibsen's famous onion-one layer, then another, then another, and finally, nothing.
It is the peeling of the various layers that causes much trouble. Each layer tells its own tale and, what is unbelievable, is not part of an organic whole. The result is that the so-called Indian is the most contradictory of persons. He is perpetually at war with himself.
Not knowing himself, he is ubable to understand others. Our metaphysics, wonderful as they are, have tried to solve this confusion, but in vain. Our multilayered soul remains hidden and unfathomable.
But why are Indians what they are?
[will continue ......]
Sunder T

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Subject: Digital Payments in India:
Digital payments soon to be US $ 500 billion market.by 2020 for about 15%.
40% -Non cash contribution in the consumer payments segment.
81% -of existing digital payment users prefer it to any other non-cash payment methods
50% of India`s internet users will use digital payments>
70% of the gross merchandise value would be driven by top 100 million users.
90%  of consumers are likely to use digital payments for both online and offline points of sale.
50% transactions expected to be under Rs. 100 value.
Non-cash transactions exceed cash transactions by 2023
Issued for the info and benefit of the members of "sundercircle"
Sunder T
20160726.
sunderkt@gmail.com
https://youtube.com/TheSunderkt